Annual Financial Statement 2024
Annual Financial Statement 2023
Annual Financial Statement 2022
Annual Financial Statement 2021
Annual Financial Statement 2020
Annual Financial Statement 2019
Annual Financial Statement 2018
Annual Financial Statement 2017
Broker’s Compensation
Dufferin Mutual, a division of Integrated Mutual Insurance Group has contracts with independent Brokers.
Brokers are compensated in the form of a commission payment calculated as a percentage of your insurance premium. Brokers are obligated to disclose their commission earnings on a client’s policy, if so requested.
The following is a breakdown of the commissions paid by Dufferin Mutual to contracted Brokers:
Private Passenger & Commercial Automobile 12.5%
Miscellaneous Automobile 10%
Residential Property 20%
Farm Property 20%
Commercial Property 20%
Contingent Profit Commissions (CPC)
As part of our brokerage contract, we recognize Broker profitability through a Contingent Profit Commission (CPC) program. Receipt of a CPC payment is entirely dependent on the overall profitability of the business submitted by a Broker. Therefore, this commission is not guaranteed to any Broker